Executive Summary

There are families globally who cannot afford to own a home of their own, or farming enterprise and the situation getting much worse. The problem is that they cannot afford to commit to the purchase of a home as they are not a bankable risk.

The real problem with mortgages and restriction of credit does not come from the community; it comes from the behaviour of Banks.

Consider the possibility of an accurate financial system based on EQUITY.

A system that allows these low income, low contributing families who cannot now get accepted as a financial risk, to assume the cost of purchasing a home, now being able to do so. While at the same time assisting in the making of a substantial financial deposit in Money of Substance (Property Title) in the National Treasury, and then entering into a financial commitment to the National Treasury to remit Money of Exchange (cash) in repayments for the next 40 years on a lease/purchase agreement.

Funding the Program.

SIL Global Limited has access to substantial financial resources which can be delivered on the deposit of collateral (gold, cash, financial instruments) to generate funding for a National Housing Program that will produce high-quality homes at very affordable rates to millions of global families.

SIL Global Limited has available what is one of the most advanced building technologies in the world (the same technology used in completed high rise and single dwellings throughout Asia) that has high structural integrity and absolute quality finishes, meeting all global building code standards. Cyclone, typhoon, hurricane-proof this allows us to construct high-quality homes with significantly reduced costs, without lowering quality standards. Visit the web site: www.cellatestructures.com

SIL Global Limited by using that building and construction system will significantly reduce the cost of building high-quality homes. Then, using that together with an equity-based financial model that causes enormous reductions in real economic losses to the householder while simultaneously, we can further significantly improve the asset base and cash flow revenues to our National Treasury through the financial technology used. The overall concept is not new because Singapore did it under Lee Quan Yew. Millions of families and Nations can and must do the same.

The economic effect of the Proposal. Most low-income earning families are currently paying rental payments.

Under this Proposal, the new family housing costs and income tax combined will drop to a maximum 20% per annum; but a 300% increase in revenue to the Government.